First Home Buyer

Buying your first home is exciting. It’s also a little scary when you consider the amount you will borrow and the cost of your repayments.

Being a first home buyer isn’t just about getting your own place and moving from the rental market it’s actually your first big step in building long term wealth. Your commitment to making repayments, where possible paying a little extra, combined with property market growth will develop equity in your home. This equity will allow you to build further wealth through investment or give you a protective buffer against future lifestyle changes.

Right now, we understand you’re looking to confirm:

  • How much deposit you need for a home loan
  • Whether finance is available to you
  • How much you can borrow and what you can afford
  • What are the cost of funds i.e. rates, fees etc
  • How can you obtain the best home loan deal
  • What’s out there to make it easier e.g. first home buyer's grant, etc

As first home buyers, a good place to start is with our calculators page, or by arranging a meeting in with us at our Sydney CBD office.

WealthMaker have also developed a home finance product that combines a standard Principal and Interest loan with a managed fund to enable you to pay off your home loan whilst simultaneously investing, with no extra repayments. Aspire is a long term, low risk strategy that allows you to create wealth from day 1, so you don’t have to wait until you have equity in your home to start investing. At the end of your loan you will own your home and have an income producing managed fund.

There are many strategies to help reduce the impact of your new loan, pay off your loan faster and build wealth while owning your home. We do not charge for providing our service to first home buyers and can help you determine what suits you best and how to make it easy.

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