Superannuation

Customer Types

Accumulation phase

Superannuation member

A superannuation member is a person that contributes to their superannuation account. The investments in their superannuation account will reflect their attitude to risk. Each member is usually undertakes a risk profile analysis when setting up their account to determine whether they are aggressive or passive investors. Based on their profile the weighting of assets types, e.g. cash, equities, bonds etc are determined.

SMSF trustee

A SMSF trustee is the person or company responsible for the assets of the SMSF. As a SMSF trustee, you are responsible for the investments and that they are used for the right purpose, i.e. to provide for the future retirement income (pension) of the beneficiaries.

SMSF borrower

As an SMSF borrower you need to comply under both the relevant superannuation laws and the lender requirements for borrowing.

Pension phase

Pre-retiree

A pre-retiree is a person who is close to retirement. Check our financial journey page for more details about retirement planning.

Pensioner

A pensioner is a retired person relying on a managed superannuation. Check our financial journey page for more details about retirement planning.

Self-funded retiree

As a self-funded retiree you are in charge of your own future retirement. Let us guide you in the right direction toward a happy, stress-free retirement. Check our financial journey page for more details about retirement planning.

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