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General Advice Warning

Any advice or information provided is general advice only, and has been prepared without taking into account your personal objectives, financial situation or needs. Before acting on any General Advice provided, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. If you wish to discuss the contents on this page, please do not hesitate to contact us.

Investment Performance

There is no guarantee that an investment objective will be achieved. Any investment objectives stated on this website are not intended to be a forecast; rather they are merely an indication of what we or a particular investment aims to achieve. Investment returns are not guaranteed. There is a risk that an investment in any of our financial products may achieve lower than expected returns.

Past performance is not necessarily indicative of future performance. Past performance information is not intended to be a forecast.

No Guarantee

Neither WMFS, nor any of its representatives, or associates guarantee the performance of any investment nor the repayment of any principal amount invested in any financial product that it is associated with.


Under no circumstances, including negligence, should WMFS or its employees be liable to you or anyone else for any direct, indirect, incidental, special or consequential damages, or loss profits resulting from the use or inability to use this website and/or any other websites linked to this website. Nor shall they be liable to you or anyone else for any such damages including, but not limited to, reliance on any information obtained through the website; or resulting from mistakes, omissions, interruptions, deletion of files, viruses, errors, defects, or failure of performance, communications failure, theft, destruction or unauthorised access. In states or countries which do not allow some or all of the above limitations of liability, liability shall be limited to the greatest extent allowed by law.


You agree to indemnity WMFS for any loss suffered or liability incurred by WMFS arising from any unlawful, unauthorised or improper access or use of the website or any breach of these terms by you or your employees, contractors or representatives.

Governing Law

These terms and conditions will be constructed according to and are governed by the laws of New South Wales, Australia.


Copyright of this website and the materials contained in it rests with WMFS.

Intellectual Property

Chairmont Capital Pty Ltd (Chairmont) has developed a suite of Intellectual Property (IP) assets in relation to Aspire > and its core business processes, amongst many other things. To protect the value of those processes and innovations, Chairmont and related parties have been granted patents in Australia and overseas.  These patents are:

  • Australian Patent Nos. 2005 265435 & 2006 203531

  • New Zealand No. 555237

  • United States of America Patent No. 7,970,700

Chairmont’s patents give us the exclusive rights in Australia and the United States of America, during the terms of the patents, to exploit the inventions and to authorise other persons to exploit the inventions. These rights include the use of the methods or processes claimed, or to make, hire, sell or otherwise dispose of products resulting from such use. Chairmont's patents form part of a wider strategy that has been adopted by Chairmont in consultation with its lawyers and patent attorneys to protect its IP.

Chairmont currently has a limited and selective licensing program, whereby it is prepared to license its IP on reasonable commercial terms to third parties interested in offering, funding or processing its Home Loan Investment Plan product which fall within the scope of its IP, including Chairmont's patents.

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